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  • No Closing Cost Mortgage

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    What is a No Closing Cost Mortgage and How to Get One?

    Are you ready to buy your dream home, but worried about the costs? Don’t worry, we’ve got you covered. No closing cost mortgages allow you to purchase your home without having to pay any of the assigned closing costs. That’s right, the mortgage lender will cover these costs on your behalf. Sometimes called zero-closing cost […] More

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    by Manoj Kumar January 2, 2023: 7:55 am, 7:55 am

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  • Loans Not Serviced by My Mortgage Lender

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    in Mortgage

    Why are Some Loans Not Serviced by Mortgage Lender?

    Loans Not Serviced by Mortgage Lender: Obtaining a mortgage can be a complex and confusing process, as there are many factors to consider for both the lender and the borrower. One potential issue that may arise is if the lender does not handle the servicing of the loan. While this may not be a major […] More

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    by Manoj Kumar January 1, 2023: 8:15 am, 8:15 am

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  • Should You Carry Your Mortgage Into Retirement?

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    Should You Carry Your Mortgage Into Retirement?

    Retiring can be a major life change, and it often involves significant financial planning and decision-making. One important question that many people face as they approach retirement is whether they should continue to carry their mortgage into their retirement years or try to pay it off before they retire. This can be a complex decision […] More

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    by Manoj Kumar January 1, 2023: 8:14 am, 8:14 am

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  • Should Retirees Pay Off Their Mortgages?

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    Should Retirees Pay Off Their Mortgages?

    Traditionally, paying off the mortgage after 30 years was a common goal for Americans as they approached retirement age. However, recent research has shown that baby boomers, those born between 1946 and 1965, are carrying more mortgage debt into retirement than earlier generations. In fact, they are less likely to own their homes outright at […] More

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    by Manoj Kumar January 1, 2023: 8:12 am, 8:12 am

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  • Quitclaim Deed

    1.5k Views

    in Mortgage

    How Does A Quitclaim Deed Affect Your Mortgage?

    A quitclaim deed is a legal document that is used to transfer ownership and interest in a property from one person (the grantor) to another (the grantee). It is different from a warranty deed in that it does not provide any assurances or guarantees about the status of the property title. The grantee simply takes […] More

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    by Manoj Kumar January 1, 2023: 8:11 am, 8:11 am

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  • Pre-Approved for a Mortgage

    1.5k Views1 Comment

    in Mortgage

    5 Things You Need to Be Pre-Approved for a Mortgage

    Before visiting open houses and considering potential properties to purchase, it is common for potential buyers to first seek pre-approval for financing from a lender. This process usually involves filling out a mortgage application and providing necessary financial documentation. Many sellers expect buyers to have obtained pre-approval before entering into negotiations, as it demonstrates their […] More

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    by Manoj Kumar January 1, 2023: 7:59 am, 7:59 am

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